Worksheets, calculators, and financial support: These free tools can help you prepare for retirement, protect your income, and more.
Creating a budget. Tracking your retirement savings progress. Figuring out how much disability insurance you might need. Those are just a few of the financial questions you might need to answer from year to year.
Luckily, these calculators and tools can help you get started. Some require you to log in to your 91茄子 account. (Need to set yours up or have questions about access? Use our log in help page.) Some are available for use without logging in. But all can help you get organized and create a plan for your current financial goals.
Budgeting and financial goals worksheet: Review expenses, as well as set short-, mid-, and long-term goals, with this interactive .
Budgeting tool (login required): Link accounts and track expenses to get an overall picture of your finances with this in your 91茄子 dashboard.
Emergency fund calculator (Enrich account & login required): Figure out how much you may want to set aside for unexpected expenses with this .
Will and other documents (ARAG account & login required): Find free for creating a will, power of attorney for health care, durable power of attorney, living will, medical records release HIPAA, and authorization for minor鈥檚 treatment.
Cost of cashing out calculator (login required): If you鈥檙e leaving a job or need to consolidate accounts and are considering cashing out, there are costs, including significant tax implications. This can help you review your options. (Use the link, or under your 401(k) account, click on 鈥淧lanning resources" then "Education hub.")
Defined benefit estimator tool (login required): Enter your personal data and the provisions of your plan to get an idea of your after you retire. (Use the link, or under your defined benefit account overview, click on 鈥淓stimate my benefits.鈥)
Impact on paycheck calculator (login required): Use this tool to help understand what will have on your paycheck. (Use the link, or under your 401(k) account, click on 鈥淧lanning resources" then "Education hub.")
Required minimum distribution calculator (US Securities and Exchange website): Enter your account balance and age for a .
Retirement budget worksheet: Use this interactive 鈥 to create your personal budgeting strategy for your post-work years.
Retirement countdown (login required): Have you put a date on the calendar and are curious how many days are left? Find out with this .
Retirement income calculator (login required): Adjust factors such as health, savings rate, and current pay to see your . (Use the link, or under your 401(k) account, click on 鈥淧lanning resources" then "Education hub.")
Retirement Wellness Planner (login optional): Track how well you鈥檙e progressing toward your retirement savings goal with a personalized (login required). Or, if you don鈥檛 have an account with 91茄子, visit the public鈥.
Roth elective deferral calculator (login required): Use this tool to determine whether traditional pre-tax or (if offered by your retirement plan) are right for you. (Use the link, or under your 401(k) account, click on 鈥淧lanning resources" then "Education hub.")
Social Security estimator (Social Security Administration website): 罢丑别鈥痟elps calculate your potential benefits based on the age you may begin receiving Social Security.
Income protection calculator: Find out how much coverage you may need, and its potential cost, to help insure your income if you鈥檙e ever too sick or hurt to work with this income protection calculator.
Nonqualified deferred compensation planner (login required): Determine how much you may receive for .
In addition to tools and calculators, can help you see how much you鈥檙e saving and easily adjust deferrals. You鈥檒l also find links to sign up for e-delivery of your eligible documents and statements, including tax forms.
